Will Insurance Cover My Full Mouth Reconstruction?

Full mouth reconstruction in Torrance is a comprehensive treatment plan that can correct everything that is robbing your smile of its aesthetic and functional potential. In many cases, the process can be long and require complex procedures, a fact that leads many patients to wonder about the monetary costs involved. They are also curious about whether their dental insurance will help to pay for their treatment. The answer to that question really depends on which services are involved in the full mouth reconstruction process.

Restorative Services

Restorative services, such as gum disease therapy, crowns, and dental implants, form the foundation of a successful full mouth reconstruction. In most cases, PPO dental insurance covers about 50 percent of the cost of major restorative services, up to the amount of your annual maximum (the most that your insurance will pay out in a calendar year).

It is important that you understand the details of your coverage before you commit to any specific treatment. For example, some insurance plans cover dental implants while others do not. You might also have varying coverage rates that depend on whether you visit an in-network or out of network dentist.

Cosmetic Services

Treatments that are considered to be elective in nature, including most cosmetic services, are very rarely covered by dental insurance. However, insurance might cover treatments that are both cosmetic and restorative in nature. For example, if it is time to replace old metal crowns with porcelain ones, your insurance may be willing to foot part of the bill. However, that may only be the case if your dentist in Torrance determines that the new crowns are necessary for your oral health.

Affording Your Full Mouth Reconstruction

Full mouth reconstruction could save your oral health and improve your quality of life, so you can be confident that it will be worth the price! However, you should still take steps to plan your budget to accommodate your treatment. When you visit your dentist for a consultation, they will give you an estimate for the cost of your treatment plan. You should also ask about their payment policies. Likely, they will be happy to help you:

• File dental insurance claims and use your coverage in a way that minimizes your out of pocket costs. For example, they might schedule your treatment across calendar years so you can use two annual maximums rather than just one.
• Investigate whether medical insurance might cover part of your treatment plan. It sometimes applies to dental implant placement surgery.
• Apply for low-interest or no-interest financing through a company like CareCredit.

Are you ready to restore your smile’s health, function, and appearance? Your insurance coverage may help you achieve your goal!

Meet the Practice

Blue Coast Dental Group has three on-staff doctors, including a general dentist, a periodontist, and a prosthodontist. They work together to help patients attain excellent oral health through full mouth reconstruction and other advanced services. Our practice offers flexible payment options. To learn more about us and how we may be able to help you achieve your ideal smile, contact us at 310-424-3100.