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Why You Need to StartUsing Dental Insurance Now

woman talking to dental hygenist

Dental insurance makes paying for dental care much easier overall. This is especially true when it comes to your most basic preventive treatments, including cleanings, exams, X-rays and other preventive measures. However, more often than not, dental benefits tend to go to waste, which is never good for the families who paid for those services in the first place.

At Blue Coast Dental, we want to do everything possible to make paying for your treatment simple and accessible. That’s why the team members make sure that you’re maximizing your benefits to the fullest every time you visit. In our October newsletter, we’ll be highlighting why now is the time to start using your dental insurance benefits.

Billions of Dollars in Lost Benefits

dental insurance paperwork

As it turns out, millions of Americans are not putting their dental insurance to use, largely because they don’t realize that they’re meant to be used on a regular basis and not only when they are absolutely needed. As a result, billions of dollars of benefits are being left on the table. According to the American Dental Association, the average American only used $323 worth of dental treatment in a given year. Since the average annual maximum is roughly $1,250, that’s about $927 in annual benefits going out the door. When you consider the number of Americans with dental benefits, it totals about $152 billion of benefits not going to use.

How is this happening? It’s largely because dental benefits reset every year, and many individuals are not taking the time to use them before they do.

Have any Questions? Contact Us

Your Benefits are Truly Use It or Lose It

filling out paperwork

Regardless of the type of plan that you have, it’s rare that your benefits will cross over into the next year. Instead, your benefits will likely expire on January 1, 2020. Any benefits that you paid for at the beginning of the year and did not use are essentially gone. Keep in mind that even the most basic preventive treatments are typically covered at or close to 100 percent, so you aren’t paying particularly high costs for treatments designed to protect both your oral and overall health.

When you maintain regular dental checkups and cleanings, you reduce your risk of developing many different conditions. You’ll also be more likely to catch certain conditions before they have a chance to cause real harm. A few of these conditions include:

  • Tooth decay
  • Cavities
  • Gum disease
  • Oral cancer
  • Heart disease
  • Osteoporosis
  • Diabetes

How to Maximize Your Benefits Today

couple shaking hands at reception desk

At Blue Coast Dental, our team is dedicated to walking you through the process of using your dental insurance. Whether you have an in-network plan with Aetna, Anthem, Cigna or Delta PPOs or you’re not in-network and need us to file a claim on your behalf, our in-house expert will make sure that you’re getting your money’s worth. Our office manager Shelly is happy to answer any questions you have about your dental plan and maximize coverage in a way that works for you and your family. To get started, please give our office a call today! There’s no better time than now to protect your oral health before the new year is here!

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